Buyer’s Guide

Choosing to buy a home is one of the biggest decisions you’ll make in your life. It’s a complex ordeal that requires a lot of planning, and instating the help of a knowledgeable REALTOR® to make the process run smoothly. To ready you for this, here is a general overview of what to expect and prepare.

Get Your Finances In Order

The first thing you’ll need to do is determine how much you’ll need for a down payment, how much you’re comfortable with for a monthly payment and what you qualify for when it comes to the purchase price. Your best bet in starting this process is to meet with a mortgage broker to help you answer those important questions. With all this information in order, you’ll be comfortable to move forward and start the process of searching for the perfect home.

Visualize Your Dream Home

Once you’ve established a price range, it’s time to decide what type of home will best suit your lifestyle. Think about things like access to schools, recreational facilities, what the neighborhood is like, and so on. Why you’re choosing to buy should help answer these questions for you — so think about it carefully. It’s a really good idea to create a wants vs needs list to share with you agent.

Meet With a SPARA Realty Pro

It’s important to partner with an agent you feel completely comfortable with and someone that has the experience that is needed to navigate the ever changing market. We are committed to helping you find the right home. One that meets both your needs and your budget. We believe that we owe more to buyers than just setting up viewing appointments. We want to help bring clarity to what can be a complicated process. We are interested in YOUR needs and desires and put them as top priority. And, we believe in fierce representation of your best interests. To be represented in the home buying process is extremely important.

The Search

Using the property search on this site and consulting with your SPARA agent, you will be able to find homes in your desired area and price range. They’ll update you frequently with any hot new listings and be sure to schedule your showings at the earliest convenience. We encourage our buyers to look at as many homes as possible so they are comfortable when it comes time to make an offer.

The Offer

Your SPARA agent will walk you through all the necessary paperwork involved in placing an offer and negotiations that may be necessary to have an accepted purchase agreement. After you’ve negotiated an offer, you’ll need to conduct a home inspection and deal with any repairs (the cost of which you can also negotiate with the seller). Finalize your mortgage with a visit to your lender, and you’re ready to sign off on ownership. This typically takes place in a lawyer’s office.

At this point, congratulations are in order! Becoming a new homeowner is one of the most liberating things you’ll ever experience. There are many benefits to home ownership — pride of ownership, the ability to make home improvements, building equity, appreciation — the list goes on.